What about your wealth?

Frequently Asked Questions

Can I sell whenever I want?

Yes. Your Gold IRA is liquid and accessible. If you ever want to sell, adjust, or rebalance your holdings, we're just a phone call away. Unlike many firms, we also buy metals back directly from our clients—making the process simple and transparent. No confusing portals or long hold times—just an experienced advisor guiding you through every step.

Are there taxes when I buy or sell metals in my IRA?

Always consult a qualified tax professional about your specific situation. In general, Precious Metals IRAs enjoy the same tax advantages as any IRA: growth inside the account is tax-deferred (or tax-free with a Roth). That means you won't owe capital gains or income tax until you take a distribution, typically in retirement.

Where is my gold stored?

By law, IRA metals must be stored with an IRS-approved, independent third-party depository. These high-security vaults are insured, audited, and regulated—ensuring your metals are protected to the highest industry standards. Your holdings are stored in your name and fully segregated, giving you peace of mind that they remain safe and accounted for.

Can I take physical delivery of my metals?

Yes—at retirement, or any time you take a distribution from your IRA. Whether you want to liquidate into cash or receive your metals directly, we help make the process smooth and IRS-compliant. Our advisors walk you through every step.

What makes a McAlvany PM-IRA different?

Most companies just sell you gold. We build a relationship. With over 50 years of family-led experience and a legacy of innovation in the gold IRA space, we don't simply hand you metals—we help you use them strategically. That includes active ratio trading support, ongoing reviews, and a real human who knows your name and is only a phone call away.

How are Gold IRAs different from CDs and T-bills?

Unlike short-term options like T-bills or CDs which are meant for parking cash for a few months, a Gold IRA is designed for long-term retirement protection—a hedge (or "insurance") against market swings and inflation.

Can someone really get an Alien Abduction Insurance policy?

Yes. A company in Florida is currently providing $20M of coverage for extraterrestrial abduction to almost 7,000 people in the U.S. However, be sure to read the fine print: payouts are paid in equal installments of $1 per year for 20 million years.